Doug Luza
Guild Mortgage
Home financing for first-time buyers and investors
Doug Luza is Branch Manager of Guild Mortgage's Katy branch (NMLS #311377), serving homebuyers across Houston, Katy, and Cypress, Texas. He specializes in first-time buyers and new investors, working with down payment assistance programs in Texas and Florida and partnering with Realtors and builders on financing strategies built for today's market. Backed by Guild Mortgage's conventional, FHA, VA, USDA, jumbo, renovation, and refinance options, he focuses on finding solutions for complex loan scenarios.
Services
- First-time homebuyer loans
- Down payment assistance programs
- Conventional, FHA, VA and USDA loans
- Jumbo loans
- Renovation loans
- Mortgage refinancing
- Loans for new real estate investors
- Mortgage Credit Certificate (MCC) programs
Insights by Doug
How to Get Pre-Approved for a Mortgage in Houston
A plain-English guide to getting pre-approved for a mortgage in Houston, including the documents, steps, and local costs to budget for.
FHA vs. Conventional Loan for Houston Buyers
A side-by-side look at FHA and conventional loans to help Houston buyers choose the right mortgage for their credit and budget.
How Much Down Payment to Buy a House in Houston
How much cash you really need to buy a house in Houston, from down payment minimums to closing costs and Texas assistance programs.
Service area: Houston, Katy and Cypress, Texas (Greater Houston); licensed in Texas, Florida and Oklahoma